First of all, because .95 isn't the same as 1.0, being that one still gives you a chance to save the tank, however small. Secondly, the Firefly, while overpriced for its shitty reload, is still way cheaper than an Elefant or Jagdtiger. It simply is not the same thing and should not have the same role.
Also, stop commenting on the Brits like you have any idea how to play them, Mr. Only USF.
LMAO, what are you, 12? All these drones that think you can't comment on game play of other sides because your playercard says you haven't played them. Your an expert with 18 games?
I suppose you don't comment on sports, politics and other such things that you have no actual (or little) involvement in? Grow up, junior.
I've played plenty of games with Brits as allies (more than 18) and see all the nonsense that happens and it's after effects. I'd say I can comment.
And yes, the .95 is near the same since you rarely see any big tank without other AT nearby. You don't have a guarantee you'll get it back. Firefly has weak armor, so it's definitely not the equivalent as the big tanks. You'll see Axis lumber in the big tanks on their own without much fear of losing it at first contact. In fact, it'll be leading the charge most often, or smarter in the rear for the long shot. Can't do that with the Firefly so much.