Penals should be cheaper to not totally destory balance. With no buffs I would say 280-320 MP. Then like you said T1 would have more to offer then just sniper spam.
Funny fact Irregualars sometimes come with 4 SVT rifles, have the Guards Squad Grenade, AT nade and cost 250.....280 for two more rifles and no guard nade or AT nade sounds good to me....
sure that irregulars come with 4 rifles sometimes? im sure they only come with either 2 dp's or 1 lmg42