Ipkai if you lose your truck you're going to be behind in tech not matter what. This is pretty serious. Even if the OKW fields raketens to counter armour that is their only form of AT apart from mines as they can't upgrade shreks until the truck is set up.
On a side note we have the exact same amount of posts. Spooky.
Even if you lose the truck...what? Few mins of delay while the opponent cut-off or fuel is denied for +4-5 mins and probably loses MP to regain it ASAP. OKW's teching and units are so forgiving that even a small tech delay works fine.
And if the truck survives? Allied player got screwed pretty hard; probably loses +75% of the map and gets raped by a fast luchs/AA HT.
And still; a kübel could be there too after the truck's death suppressing capping squads.^^
As said earlier; it was a retarded feature with zero risk and huge reward.