I'm relatively new too, and only an average player, so I can only tell you how I deal. If you look the penetration and HP stats, you will see that the Panther is only strong to frontal hits.
I'm an advocate of X2 T-34/76 or an AT gun and one T-34/76 are better than one Su-85. The real advantage of the Su-85 is its range, but requires a spotter to take advantage of that.
Unless it has been removed and I didn't notice, SU-85s have the 'Focus Fire" ability that extends their cone of vision forward but narrows it and cuts their mobility.
Apart from that though they pretty much always should have something in front of them anyway