If ramming was VET only....they'd never get used. I tend to not want to use Ram anyhow because it really needs to be used only when you know the German tank isn't getting away or is close to death.
This is exactly the opposite of one should be thinking of their use, construcvitely and to Societ advantage.
You should Ram any and all armor that you either cant outgun or out tech.
BUT you should endevour to do so in a manner that you have brought sufficient support to the area to overcome the Ostheer repair/withdrawal support, so you can finish of the wounded armor.
Vs almost all Ostheer armoe, ramming it is, categorically, an economic and tactical win, because that enemy armor costs more and would do more dmg than you can reciprocate UNLESS YOU RAM IT.
RAMRAMRAM with no guilt or remorse. Its not losing the t34 you need to worry about.
What you do need to worry qbout is deploying your other forces so you can exploit the T34s sacrifice to its fullest effect possible.